Peoples Bank & Trust Company

Our team is committed to helping you find and secure the financing solution that fits your needs perfectly.

Today's Interest Rates

While your personal rate may vary, it’s important to think about not just the interest rate you’re being quoted, but also all the other terms of the loan.

Learn About Interest Rates

Get Pre-Approved for Your Mortgage

Mortgage pre-approval lets you find out what loans and interest rates you qualify for, so you can make stronger offers and find the right home for you.

Get Pre-Qualified

Reach Your Homeownership Goals

Choose from our resources below to help you plan for your next home.

Mortgage Calculators

Take the guesswork out of financing and find out exactly what you can afford.

Homebuying Guide

Discover the step-by-step process to getting you that new set of keys.

Refinancing Guide

Need to change your financing? Want to lower your interest rate? We’re here to help.

First-Time Homebuyer

Let us walk you through the exciting process of securing your first home.

What People Are Saying About Us

I am extremely pleased with the mortgage services provided by Peoples Bank & Trust Company. The team was highly professional, knowledgeable, and efficient throughout the process. They made the entire experience smooth and hassle-free. I highly recommend their services.

Joeseph B.

I had a great experience working with Michael & Peoples Bank & Trust Company. They were responsive, knowledgeable, and made the entire process smooth and stress-free. I highly recommend them to anyone looking to buy or refinance a home.

Benjamin G.

Thanks to my Michael's dedication and commitment, I was able to successfully close on my dream home. I highly recommend Peoples Bank & Trust Company to anyone seeking a reliable and trustworthy mortgage partner. Their professionalism, expertise, and exceptional customer service truly set them apart in the industry.

Mary M.

The communication from my Peoples Bank & Trust Company was prompt and transparent. He kept me informed of every milestone and ensured that I was well-informed about the progress of my loan application. I felt supported and confident in their abilities to navigate the complexities of the mortgage process. Great job!

Scott E.

Mr. Parker guided me step by step, explaining all the necessary information and answering all my questions with patience and clarity. He took the time to understand my financial goals and tailored a mortgage solution that best suited my needs. I'm very pleased with Peoples Bank & Trust Company!

Tim O.

I couldn't be happier with my mortgage experience. Michael was professional, knowledgeable, and provided excellent customer service. The team at Peoples Bank & Trust Company made the process smooth and hassle-free. Highly recommended!

Jim C.

Recent Mortgage Articles

FHA Streamline Refinance Loans: Start saving money every month

At Peoples Bank & Trust Co., we’re committed to helping homeowners save money and simplify their mortgage experience. An FHA Streamline Refinance Loan is an ideal solution for those with an existing FHA…

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VA IRRRL: Streamline Your Mortgage with Peoples Bank & Trust Company

For veterans, active-duty service members, and eligible surviving spouses with an existing VA loan, the VA Interest Rate Reduction Refinance Loan (IRRRL)—also known as a VA streamline refinance—offers…

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VA Home Loan Pre-Approval Process

Are you a veteran or active-duty service member ready to buy or build your dream home? Getting pre-approved for a VA home loan is the first step to securing a mortgage with up to 100% financing, low interest…

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