Home Loans, VA Loans, Home Refinancing

The Best Mortgage Solutions from the Carolinas to California.

Peoples Bank & Trust Company

Our team is committed to helping you find and secure the financing solution that fits your needs perfectly.

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Today's Interest Rates

While your personal rate may vary, it’s important to think about not just the interest rate you’re being quoted, but also all the other terms of the loan.

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Mortgage pre-approval lets you find out what loans and interest rates you qualify for, so you can make stronger offers and find the right home for you.

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Recent Mortgage Articles

FHA Streamline Refinance Loans:  Start saving money every month

FHA Streamline Refinance Loans: Start saving money every month

At Peoples Bank & Trust Co., we’re committed to helping homeowners save money and simplify their mortgage experience. An FHA Streamline Refinance Loan is an ideal solution for those with an existing FHA…

VA IRRRL: Streamline Your Mortgage with Peoples Bank & Trust Company

VA IRRRL: Streamline Your Mortgage with Peoples Bank & Trust Company

For veterans, active-duty service members, and eligible surviving spouses with an existing VA loan, the VA Interest Rate Reduction Refinance Loan (IRRRL)—also known as a VA streamline refinance—offers…

VA Home Loan Pre-Approval Process

VA Home Loan Pre-Approval Process

Are you a veteran or active-duty service member ready to buy or build your dream home? Getting pre-approved for a VA home loan is the first step to securing a mortgage with up to 100% financing, low interest…